重庆50余款助农金融贷寻涉农主体对接
我要采购涉农金融/农业信贷AI 精选📍 重庆👁 22026-10-07 07:02
重庆联合金融机构推广“一业一贷”模式，围绕柑橘、榨菜、脆李、茶叶、中药材等特色产业，已推出“榨菜贷”“脆李贷”“茶叶贷”“黄连贷”等50余款量身定制的信贷产品，累计为各类经营主体提供信贷资金487.95亿元。这些产品以订单、存货、信用等为授信依据，简化审批流程并执行优惠利率，重点解决小农户、家庭农场、农民合作社缺乏有效抵押物、信用记录不完善导致的贷款难问题。以涪陵区友邦榨菜种植合作社为例，其理事长申请“榨菜贷”不到一周即获50万元贷款，种植面积从200亩扩至500亩并新建窖池。有融资需求的涉农经营主体、合作社、家庭农场及农产品加工企业，可对接重庆市农业农村委及合作金融机构，按所属产业申请对应“一业一贷”产品；冷链设施建设、品种改良、加工设备更新等扩产项目均在支持范围。该模式持续推广中，建议尽早咨询当地农业农村部门与经办银行。
事实依据：重庆累计推出50余款助农“金融贷” “一业一贷”量身定制，累计提供信贷资金逾480亿元
English version — Chongqing's 50+ Agri-Finance Loan Products Seek Farm Borrowers
Chongqing has partnered with financial institutions to roll out a "one industry, one loan" model, launching more than 50 tailored credit products such as the "Zhacai Loan," "Crisp Plum Loan," "Tea Loan" and "Coptis Loan" for citrus, pickled mustard tuber, crisp plum, tea and Chinese medicinal herb industries. These products have extended a cumulative 48.795 billion yuan in credit to agricultural operators. They use orders, inventory and credit standing as collateral, simplify approval and offer preferential rates, targeting smallholders, family farms and cooperatives that lack acceptable collateral or credit records. One Fuling cooperative obtained a 500,000 yuan Zhacai Loan in under a week, expanding its planting area from 200 to 500 mu. Agricultural operators, cooperatives, family farms and processing firms needing funds can contact the Chongqing Agriculture and Rural Affairs Commission and partner banks to apply under their industry category. Cold-chain facilities, variety improvement and processing equipment upgrades qualify. The program is ongoing; early inquiries with local agriculture authorities and banks are advised.
Source: Chongqing Rolls Out 50+ Agriculture-Support 'Financial Loans,' Tailored 'One Industry, One Loan,' Providing Over 48 Billion Yuan in Credit